Terms of Service
Last updated: November 21, 2025
Contact Information
Agreement to Terms
Welcome to Assured Horizon. These Terms of Service govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms of Service and our Privacy Policy.
If you do not agree to these terms, please do not use our website or services. We reserve the right to modify these terms at any time, and your continued use of our website following any changes constitutes acceptance of those changes.
These terms apply to all visitors, users, and others who access or use our services.
Use of Our Services
1 Acceptable Use
You agree to use our website and services only for lawful purposes and in accordance with these Terms of Service. You specifically agree not to:
- • Use the services in any way that violates any applicable law or regulation
- • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the services
- • Impersonate or attempt to impersonate Assured Horizon, our employees, another user, or any other person or entity
- • Transmit any harmful code, viruses, or other malicious content
- • Attempt to gain unauthorized access to any portion of the website or any systems or networks
2 Permitted Uses
Our services are intended for:
- ✓ Accessing information about our financial planning services
- ✓ Contacting us regarding our services
- ✓ Reading educational content and resources
- ✓ Engaging with our financial planning services as agreed upon
3 Service Access Requirements
To access certain features of our services, you may be required to provide accurate and complete information. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.
4 Fair Usage Guidelines
We expect all users to interact with our services in a respectful and appropriate manner. Any abuse, harassment, or inappropriate conduct may result in termination of access to our services.
Account and Access Terms
Account Creation
If you create an account with us, you must provide accurate, current, and complete information. You are responsible for safeguarding your account credentials and must notify us immediately of any unauthorized use.
Account Security
You are responsible for maintaining the security of your account and for all activities that occur under your account. We are not liable for any loss or damage arising from your failure to maintain account security.
Account Suspension and Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without cause or notice, if we believe you have violated these Terms of Service or engaged in inappropriate conduct.
Multiple Account Policies
You may not create multiple accounts to circumvent service limitations or restrictions. We may consolidate or terminate duplicate accounts at our discretion.
Service Availability and Modifications
Service Uptime
While we strive to maintain continuous service availability, we do not guarantee that our website or services will be available at all times. We may experience downtime for maintenance, updates, or unforeseen technical issues.
Scheduled Maintenance
We reserve the right to perform scheduled maintenance that may temporarily interrupt service availability. We will make reasonable efforts to notify users of planned maintenance when possible.
Feature Availability
Certain features or services may be available only in specific geographic regions or to certain types of users. We reserve the right to modify, limit, or discontinue any feature or service at our discretion.
Service Modifications and Updates
We may modify, update, or discontinue any aspect of our services at any time without prior notice. We are not liable to you or any third party for any modification, suspension, or discontinuance of services.
Geographic Restrictions
Our services are primarily offered in Singapore. Access from other locations may be restricted or subject to additional terms and conditions based on local regulations.
Intellectual Property Rights
Content Ownership
All content on our website, including text, graphics, logos, images, and software, is the property of Assured Horizon or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.
License Grant
We grant you a limited, non-exclusive, non-transferable license to access and use our website and services for personal, non-commercial purposes, subject to these Terms of Service.
Restrictions
You may not:
- • Reproduce, distribute, modify, or create derivative works from our content
- • Use our trademarks, logos, or branding without written permission
- • Remove or alter any copyright, trademark, or proprietary rights notices
- • Use automated systems to access or collect data from our website
Copyright and Trademark Notices
Assured Horizon and associated logos are trademarks of Assured Horizon. All other trademarks, service marks, and trade names referenced on our website are the property of their respective owners.
Disclaimers and Limitations
IMPORTANT NOTICE
The information provided on our website is for general informational purposes only and should not be considered as personalized financial advice. Financial planning decisions should be made based on your individual circumstances and in consultation with qualified professionals.
Service Disclaimer
Our services are provided on an as-is and as-available basis. We make no warranties, expressed or implied, regarding the accuracy, completeness, reliability, or suitability of the information or services provided. Your use of our services is at your own risk.
No Financial Advice Guarantee
While we strive to provide high-quality financial planning services, we cannot guarantee specific outcomes or results. Past performance and projections do not guarantee future results. All investment and financial decisions carry inherent considerations that should be carefully evaluated.
Limitation of Liability
To the fullest extent permitted by law, Assured Horizon shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
Legal Information
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.
Dispute Resolution
Any disputes arising out of or relating to these Terms of Service shall be resolved through:
- 1. Good faith negotiations between the parties
- 2. Mediation, if negotiations are unsuccessful
- 3. Legal proceedings in the courts of Singapore, if mediation fails
Severability
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
Entire Agreement
These Terms of Service, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Assured Horizon regarding your use of our services.
Modification of Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services following any changes constitutes acceptance of the modified terms.
Questions About These Terms
If you have any questions about these Terms of Service, please contact us: